Thank you for all the replies, it has been a pleasure to read you all.
The truth is that I have not been entirely honest, as I wanted to be a bit dramatic and I am not currently thinking of breaking the 3-figure barrier.
Anyway, as an exercise it has been useful and obviously there are some very good recommendations and reflections that remain here.
That doesn't mean that I won't have these questions in the near future. I have already accomplished several goals in my life (a daughter, playing a solo concert with a big orchestra, leaving music to pursue another career, in a few months my wedding...) so I will probably have a chance to revisit this post when I turn 40 in three years time.
Although nowadays three years can be an eternity, and I have other goals that may come sooner. You never know...
(By the way, my only regret is that I didn't register in this community earlier)
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