For me, i set budgets aside for watches as goals—right now im saving for a ~$2k Omega seamaster for example—probably wont buy for another 6 months. I find that I would much rather have a small collection of luxury that I love and wear often than a sprawling collection of cheaper watches that I rarely wear and (imho) often feel less substantial. Just my two cents!
Richemont is the way to go. As much as I am an Omega fanboy, there isnt a situation that can’t be covered with a Richemont watch. Panerai for divers, Lange and JLC for beautiful dress watches, IWC for everyday masterpieces, and you also have Cartier!
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